Human Resource Services records indicate that you are currently participating in the Medical Care Assistance Plan (MCAP) and/or the Dependent Care Assistance Plan (DCAP) or are enrolled in a Health Savings Account (HSA). We would like to make sure that you are aware of a few important changes/reminders to the plan for FY25. Below are highlights of important changes as well as some general reminders:
Plan Year Contribution Limits
The MCAP maximum contribution amount will increase from $3,050 to $3,200. The FY25 rollover amount will also increase from $610 to $640. The DCAP maximum contribution amount will remain unchanged at $5,000. The HSA maximum contribution (employee and employer combined) is detailed below:
- Under age 55, individual – $4,150
- Under age 55, family – $8,300
- Age 55 and older, individual – $5,150
- Age 55 and older, family – $9,300
Health Savings Account Reminders
Employees must enroll in the Consumer Driven Health Plan (CDHP) to be eligible to enroll in an HSA. Employees choosing to enroll in the CDHP and an HSA, are eligible to receive a State contribution of one-third of the deductible into their HSA account. Employees cannot be enrolled in both an HSA and the MCAP plan.
Employees that were enrolled in the HSA plan for FY24, will automatically be enrolled in the employer contributions for FY25, but will need to elect to participate with employee contributions for FY25. Employee contributions do not automatically carry over each year.
Employees Must Re-enroll in MCAP and DCAP to Participate for FY25
Please be reminded that Flexible Spending Account plan elections do not automatically carry over each year. Employees will need to process their election on the MyBenefits website. The MyBenefits Service Center is also available to help answer questions or process enrollments.
MyBenefits Service Center
Customer Service toll free number: 1-844-251-1777
TTY/TTD toll free number: 1-844-251-1778
Monday – Friday 8:00 a.m. – 6:00 p.m. CST
Employees must also re-enroll in MCAP to be eligible for the plan year rollover. The rollover of unused FY24 funds will be capped at $610. Employees who do not re-enroll for the FY25 plan year will forfeit any amount eligible for rollover. There is no DCAP rollover. Any unused DCAP funds at the end of the plan year will be forfeited.
Employees should contact MyBenefits Service Center at (844) 251-1777 or (844) 251-1778 (TTD/TTY) with questions about navigating the MyBenefits website or for assistance with Benefit Choice changes and elections. Representatives are available Monday – Friday, 8:00 a.m. to 6:00 p.m. Central Time.
Human Resource Services provides this information as guidance to employees. All procedures, terms and conditions of the State benefit program are as provided by CMS and the State of Illinois. While we make every effort to assure the accuracy and completeness of this information, we recommend that employees directly access the information provided by CMS and the designated care providers who establish and maintain the official policies and procedures. Where possible, we have provided links to relevant websites for your convenience in accessing additional information and clarification.
